Business premises are often targets for theft and housebreaking. Harlalka Insurance provides specialized Burglary Insurance that covers the loss of or damage to your property resulting from actual or attempted burglary. From office equipment to retail stocks, our plans are designed to safeguard your business assets against criminal acts.
Shielding from Criminal Perils
Physical security measures like CCTV and guards are important, but insurance provides the ultimate financial backup when those measures are breached.
Comprehensive Theft Cover
Covers loss of goods and damage to premises caused during a burglary.
Money in Transit/Safe
Add-on covers for cash and securities held in safes or during transit.
- Coverage for loss due to actual or attempted housebreaking.
- Protection against armed robbery and hold-ups.
- Covers damage to furniture and fixtures during the event.
Operational Recovery
Our goal is to help you restart your business as soon as possible after a loss. We provide guidance on the necessary police and legal procedures to facilitate a smooth claim.
Claim Document Support
Assisting you in gathering the FIR, stock statements, and other vital documents.
We work with experienced surveyors to ensure that the loss is quantified fairly and accurately.
- Help with First Information Report (FIR) filing procedures.
- Assistance with Final Investigation Reports.
- Coordination with forensic experts if needed.
Frequently Asked Questions
Common questions about Burglary Insurance.
Standard burglary insurance usually excludes theft by employees. For such risks, you should opt for a 'Fidelity Guarantee' insurance policy.
Burglary involves illegal entry into a premises by force or threat, whereas theft can occur without any visible signs of forced entry.
Insurers often require certain minimum security standards, such as robust locks, shutters, or alarm systems, to be in place for the policy to be valid.