Health is your greatest wealth. At Harlalka Insurance, we provide comprehensive Health Insurance solutions that ensure you and your loved ones receive the best medical care without worrying about the rising costs of hospitalization. From preventive check-ups to critical illness coverage, we have you covered.
Why Choose Our Health Plans?
Medical emergencies can strike anytime. Our plans are designed to provide a financial cushion, allowing you to focus entirely on recovery.
Cashless Treatment
Access to a vast network of 10,000+ hospitals across India for cashless care.
Comprehensive Coverage
Includes pre and post-hospitalization, daycare procedures, and ambulance covers.
- No Claim Bonus (NCB) rewards for every healthy year.
- Tax benefits under Section 80D of the Income Tax Act.
- Lifelong renewability and portability options.
Personalized Health Strategy
We don't just sell policies; we help you build a health strategy that evolves with your life stages, ensuring you're always protected.
Expert Guidance
Helping you navigate through complex policy terms and inclusions.
Our team assists in selecting plans that cover pre-existing diseases with shorter waiting periods and better benefits.
- Annual health check-up coupons.
- OPD and Maternity add-on covers.
- Restore and Recharge sum insured benefits.
Frequently Asked Questions
Everything you need to know about Health Insurance.
A Family Floater plan covers the entire family under a single sum insured, which can be utilized by any member of the family during the policy year.
Yes, most plans cover pre-existing diseases after a certain waiting period, usually ranging from 2 to 4 years.
Inform the insurance company's desk at the network hospital. Once the pre-authorization is approved, the insurer settles the bill directly with the hospital.